Your journey to wealth starts here.
Do you ever feel like your life is missing something—like it could use more purpose, direction, or excitement?
Feeling stuck or frustrated? You’re not alone. Maybe you’re a high schooler questioning the point of learning things you’ll never use. Perhaps you’re in college, drowning in debt, chasing a degree that leads to the corporate grind. Or you’re already there—trapped in that same 9-to-5 grind, wishing you could escape it.
Life can be tough, relentless, and unforgiving. But it doesn’t have to stay that way.
However, what if we told you this? There is a way out.
Yes, you read that right.
There’s a way out of the pain, frustration, or tough times you’re facing. A fulfilling life is possible—one where you call the shots, free from the grind of a redundant 9-to-5.
Imagine traveling the world, enjoying wild nights out with friends, or simply having the freedom to sleep in and relax. That life isn’t just a dream—it’s within reach.
Welcome to your new home—a community of like-minded people who feel the same. People tired of the superficial grind, ready to break free and find purpose in a fast-paced, chaotic world.
And how do you make this dream a reality? It starts with one powerful idea: financial freedom.
What is financial freedom?
Financial freedom. A powerful concept that can transform lives.
Simply put, it’s the ability to make a living without relying on a traditional job. It means setting your own path, chasing your passions, and living life on your terms—no 6 a.m. alarms, no soul-crushing commute. Just freedom to be you.
Achieving this isn’t luck; it’s mastery of money. Financially free individuals manage their wealth wisely and leverage it to build assets like rental properties, online courses, e-commerce stores, or dividend-paying stocks.
The common thread? These ventures generate money—even while you sleep. That’s passive income, the key to a life of true freedom and fulfillment.
Meet the CEO and founder.
Hi, I’m Derek Cossettini, founder of Wealth Journey Academy.
I’m passionate about teaching young adults the incredible opportunities the world of finance has to offer.
That’s why I created Wealth Journey Academy—for dreamers who feel stuck, unsure where to start, and believe true success is out of reach. As a young adult myself, I get it. We face a cost-of-living crisis, a loneliness epidemic, skyrocketing college tuition, and more.
As a Certified Financial Education Instructor (CFEI℠), I’m here to tell you it’s possible to take control of your finances and build the life you want. With the right knowledge, action, and persistence, financial freedom isn’t just for trust fund kids or fake gurus—it’s for you.
This is your chance to seize that opportunity. Let me show you what we’ve been building for over two years…
Introducing our online, financial freedom academy!
Welcome to the golden opportunity of a lifetime. Designed by our CEO, this academy equips you with the tools to transform your life and achieve your biggest dreams.
Your journey to the life you’ve always wanted begins here.
Hack into your mindset. Manage and track your money like a master.
Our teaching philosophy begins with phase one: managing your money. Before building wealth, you must develop a winner’s mindset and master financial literacy.
In this phase, you’ll learn the psychology of money—how it impacts your life—and create a mindset for success. You’ll also gain practical skills like saving, budgeting, managing credit scores and debt, understanding insurance, and even doing your taxes.
Most young adults never receive proper financial education, leaving them at a disadvantage. By mastering these skills, you’ll already be ahead of your peers and fully prepared for the next phase of the course…
Learn how to create successful businesses.
Once you’ve mastered personal finance, the fun begins: phase two.
In this phase, you’ll learn how to build income streams and start making money. From brainstorming business ideas to designing products, building websites, scaling up, and more, we’ll guide you every step of the way.
The best part? You don’t need thousands of dollars to get started. Many businesses require little to no capital—just imagination, hard work, and determination.
And here’s where it gets exciting: you can even create passive income streams. These businesses allow you to earn money while you’re out with friends, at the gym, watching movies, or spending time with loved ones.
Not every business is fully passive or 100% automated, but the possibilities are endless—and the potential is yours to seize.
Create generational wealth with investments.
With the money earned from your ventures, it’s time to solidify your wealth and create a financial legacy.
We’ll guide you step-by-step through the world of investing—stocks, ETFs, cryptocurrency, bonds, real estate, and more. No need to be Warren Buffett; we’ll simplify the process so you can take action with confidence.
As your wealth grows, you’ll realize just how far ahead you are, with a future full of possibilities. These investments won’t just secure your finances—they’ll support a life of freedom, passion, and enjoyment.
Our course is packed with information:
Zero bull****, guaranteed.
Unlike other financial courses, we’re not here to scam you. We’re not selling quick fixes or promises of instant riches.
We don’t hand you videos from self-proclaimed gurus or offer a “magic money pill.” Instead, we teach real, practical skills—skills that will serve you for a lifetime.
When you choose Wealth Journey Academy, you’re choosing to level up your life. You’re choosing to become part of the exclusive top 1%.
In case you have any doubts…
Just look at the facts:
– Since 1970, the purchasing power of the federal minimum wage (adjusted for inflation) has dropped over 30%. Minimum wage workers were wealthier in 1970 than they are today.
– Housing prices in the U.S. have skyrocketed by 1,608% in the last 50 years, while wages have only risen by a third of that. It’s now three times harder to buy a house compared to the 1970s.
– Income inequality has exploded, with the top 1% seeing their earnings grow over 500% since 1973. Meanwhile, the middle class is sinking fast.
The middle class has lost purchasing power and is trapped in an endless cycle of work, just hoping to retire before it’s too late. Our parents’ strategy of “go to college, get a good job, and settle down” is outdated. Gone are the days of affordable starter homes, single-income households, and guaranteed pensions. To break free, you need to stop buying into the myth of getting rich from a 9-5. Instead, learn to manage money, build passive income streams, and invest for the future. Adopt the mindset of the elite 1%, because today’s game of money has one rule: sink or swim. The choice is yours.
So, are you ready to level up your entire life? Are you ready to create a legacy of wealth and freedom?
Below is our pricing for our online academy. We offer 3 tiers: Basic, Premium, and Ultimate.
Basic Tier
Welcome to the start of something big. If you’re not quite committed just yet, no worries! This is a good place to start.
$49.99
per month
- Full, 100% access to our comprehensive, online academy and our Discord server, with our alumni support network
- Access to support on our website and on our Discord server
- Access to a special section in our Discord server, talk to fellow motivated people just like you and get inspired
Ultimate Tier
$69.99
per month
- Everything in the Premium tier, plus…
- Receive personalized feedback for assignments and worksheets, with guidance designed to keep you on track to building your knowledge and wealth
- Receive access to exclusive resources and guides, which help you go even deeper in your learning and real-world application
- Access to VIP one-on-one calls with the CEO himself, which comes with a personalized action plan and roadmap to achieving financial freedom
Premium Tier
Welcome to the start of something big. If you’re not quite committed just yet, no worries! This is a good place to start.
$59.99
per month
- Everything in the Basic tier, plus…
- Access to group calls with fellow subscribers, discuss all of the progress you’ve made with our course, and hype each other up!
- Access to tips and advice on your assignments and worksheets to support your learning and progress
- A special role in our Discord server, stand out from the rest of the server and show your dedication to building a legacy of wealth
Become one of us: a part of a great, big community.
When you join Wealth Journey Academy, you don’t just join an online course. You aren’t made to just simply read a bunch of random pages. You’re a part of a greater movement, with a common goal: achieve ultimate greatness in life.
With our Discord server, you can join a group of like-minded people that can help support and guide you throughout your journey. Plus, depending on which subscription tier you purchase, you can show off your Discord role, receive personalized feedback on worksheets, and even join one-on-one VIP consultation calls.
At Wealth Journey Academy, you’re never alone. We’re here for you.
So, are you ready to take a leap of faith?
Feeling unsure? We get it. But remember this: “If you risk nothing, you risk everything.” – Geena Davis. Don’t let regret haunt you years from now. Sure, a 9-5 job feels safe in the short-term, but it leaves your income in someone else’s hands. They can cut you loose whenever.
By taking this step, even if things don’t go perfectly right away, you’ll have the satisfaction of knowing you tried. And that’s always better than wondering “what if?”
Take the leap. Start your journey today. You’ve got this!